"STUDENTS LOAN ACT 2023: A BRIDGE OR A BARRIER TO NIGERIAN STUDENTS?"

Olanrewaju Barakat Olabisi


FACULTY OF SOCIAL SCIENCES AGREED ON THE VIEW THAT STUDENT LOAN IS A BRIDGE TO NIGERIAN STUDENTS.

The first speaker, in the person of Oluwadara Ifeoluwa said, Nigeria who happens to be the giant of Africa lacks quality education, It lacks access to education itself and it also lacks resources to power this education. However, we should know that Quality is equal to increase in cost meaning it is expensive. 

To have a quality education we should know that it entails the use of technology, Good teachers and adequate facilities for lectures, that is why the governments have put in place interest free loan for acquiring quality education. 

Why is the government collecting the fund back?

This might seem as a barrier but it is not,in the sense that we have to pay back to keep making improvements in quality education. 

The second speaker, Ifeoluwa Odeyemi backed these points up by saying the opponents might see this as a barrier because of the cause of unemployment but he countered that by saying when you're not lazy you can't be unemployed. We create jobs ourselves from the knowledge we've acquired from being educated no matter the situation of the economy. 

On the other hand , FACULTY OF ADMINISTRATION OPPOSED THE MOTION BY SAYING STUDENTS LOAN IS A BARRIER TO NIGERIAN STUDENTS 

The first speaker, in the person of Faizat Jaji said most people don't have access to the requirements of paying back the students loan. Since the loan is meant to be refunded this affected individuals will have to work and make some money to pay back after two years of their youth service. But this will be affected due to the fact that there's no guarantee that students will get jobs after 2years of their youth service. 

This means that unemployment won't enhance Payment. The second speaker in the person of Mayowa Bolade said Student Loan increases debt burden on Nigerians most especially the low income earners. And with their points they've been able to convince us that they strongly oppose the statement that students loan is a bridge to Nigerian students.

At the end of the debating session, the faculty of social sciences was qualified to go to the next round which then, makes us fortunate.

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